How the bank is judged
Reading a bank's results: the scorecard, in one page
A bank's whole health reads off about seven numbers you can scan in five minutes.
Why it matters
Reading a results deck is an edge most bank staff never build — useful in interviews, client pitches, or just judging your own employer.
The picture
What it leads to
This hub is where the four clusters converge — click into whichever number you want to understand.
Where it sits in the map
Follow the causation
the core spread numberNet Interest Margin (NIM)→the funding-quality numberCASA ratio→the bad-loan numbersGross & Net NPA ratio→the loss-preparedness numberProvision Coverage Ratio (PCR)→the efficiency numberCost-to-income ratio→the bottom-line profitability numbersROA / ROE→the safety / capital numberCapital adequacy (CRAR)→